Getting approved for mobile phone contracts in the past was a herculean task. Even people with a fair good credit history found themselves in doldrums. In fact, the process was so strict that some people spent sleepless nights wondering whether they will get approved or not. Fast forward to today and there are numerous providers in the UK offering mobile phone contracts even to people with bad credit. Which brings us to the one million dollar question; who can apply for bad credit mobile phone contracts?
• People who have been declined and rejected for a mobile phone contract before
If you have in the past been on the receiving end of being rejected simply because you have poor credit rating, then bad credit mobile phone contracts are for you. Ordinarily, most providers carry out credit checks before they can approve a person for a mobile phone contract. If you are that kind of person who has been a victim of credit checks, then you should apply for bad credit mobile phone contracts.
• People with a history of defaults or have bad credit
If you have a history of defaults or your credit rating is nothing to write home about, you are a perfect candidate to apply for bad credit mobile phone contracts. This is because bad credit mobile phones contracts are designed for such kind of people. You can never be declined on the basis of your credit rating when applying for these kinds of contracts.
• People who need guaranteed contracts or approvals
There are indeed cliques of individuals who simply cannot stomach being rejected when they apply for a mobile phone contract. If you fall into that category, bad credit mobile phone contracts are for you as chances of being rejected based on a person’s credit score is nil. You are almost guaranteed of being approved as opposed to the regular or ordinary mobile phone contracts.
• People who want to repair or jumpstart their credit score
Bad credit mobile phone contracts are perfect for individuals who want to repair their already bad credit rating. By applying for this kind of contract and diligently making payments as earlier agreed without defaulting will definitely repair their credit score. However, one needs to ensure that the provider in question reports to any of the credit bureaus in the UK. The same applies to people who might want to build their credit report from scratch.
To sum it up, all the above mentioned people are eligible and can apply for bad credit mobile phone contracts. One no longer needs to recoil and feel sorry for themselves. It doesn’t matter whether you’ve been declined before, whether you have a history of CJJs or if you have bad credit.